Call Us 614-878-0240 ☰ ˟
  • Home
  • Get A Quote
    • Automobile
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Business Owners (BOP) Quote Form
    • Farm
    • Homeowners
    • Life
    • Motorcycle
    • Recreational Vehicle
    • Renters
    • Watercraft & Boat
  • Claims
    • Automobile
    • Business & Commercial
    • Homeowners
    • Motorcycle
  • Blog
  • Make a Payment
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Calculators
    • Free Reports
    • Insurance Glossary
    • Frequently Asked Questions
  • About Us
    • About Gilles Smith Purdum Insurance Agency, LLC
    • Location Map
    • Employee Directory
    • Partners
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Logo
Business
Auto
Home
Life
Home > Watercraft & Boat Insurance Home

Watercraft & Boat Insurance


Watercraft & Boat Insurance Quote Forms

Need help finding the right insurance at the right price? 

Use the links below for the type of insurance needed, or use the interactive form below to get a real time quote from some of our best companies for Auto and Home Policies!

 Thank you for your choosing Gilles Smith Purdum Insurance Agency, LLC!



Watercraft Quote Form

Watercraft & Boat Insurance Information

Need a Quote?
Just give us your contact information and we will contact you!

  • Link for Quote!.

Why do you need insurance for your boat or personal watercraft?
You'll enjoy the water even more when you're not worried about the safety of yourself, your passengers or your investment. Here are a few things to consider:

  • If you're in an accident or your watercraft is stolen, it costs money, often a lot of money, to fix or replace it.
  • If you or any passengers are injured in an accident, medical costs can be extremely expensive.
  • If your watercraft is responsible for damage or injury to others, you may be sued for much more than you're worth.
  • Your watercraft also needs protection when it's on land. Accidents can happen while towing a watercraft.

Things to consider and questions to ask your agent
Here are a few things to consider as you prepare for the discussion:

  • How much can you afford to pay if your boat or personal watercraft is in an accident, damaged or stolen?
  • Is my boat or watercraft covered for use year-round?
  • What discounts and programs are available?
  • How much medical insurance and liability coverage is enough?
  • Do I have coverage if I need to have my boat towed in an emergency?
  • What's the process for filing and settling a claim?
  • Does the insurance company have a good reputation for customer service? Is it known for paying claims fairly and promptly?

Home and auto insurance policies may provide limited coverage for personal watercraft. Talk to your insurance representative about coverage limits. You may want to consider purchasing a personal watercraft policy to protect yourself and your water vehicle in the event of an accident.

The personal watercraft policy covers:

  • bodily injury
  • property damage
  • guest passenger liability
  • medical payments
  • theft

Liability limits start at $15,000 and can be increased to $300,000.

Typical policies include deductibles of $250 for property damage, $500 for theft and $1,000 for medical payments.

Additional coverage can also be purchased for trailers and other accessories.

You should talk to your insurance representative about the type of coverage that would best suit your needs.

Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Mission Statement Gilles Smith Purdum Insurance Agency’s mission is to help past, current, and future clients to better understand the purpose of insurance by educating them about their financial risks and how to protect themselves by minimizing those risks. To help them understand concepts and empower them to make educated choices regarding their coverage and policies and to help guide them during the decision-making process. We strive to provide our clients with the best service, coverage, and competitive prices by partnering with insurance carriers that share our vision of a truly consultative approach to being an Insurance Agent.

333 Norton Rd.
Columbus, Ohio 43228

Ph: 614-878-0240
Fx: 614-878-8445
E: info@gsp-insurance.com


Social Social Social Social
Grove City Chamber of Commerce Social Social

Ohio Insurance Agents Trusted Choice AmSpirit Business Connections

 

 

Home Get A Quote Claims Blog Make a Payment About Us Meet Us Contact Us Instructional Videos

Powered by Insurance Website Builder