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Gilles Smith Purdum Insurance Agency, LLC Blog Page 9

View the latest blog posts from Gilles Smith Purdum Insurance Agency, LLC.

Advertising on vehicles   Do you advertise your business on your vehicle?  If so you may want to pull your policy out to see if you are covered!     While insurance guideline and policy terms vary we can tell you that in general that many personal auto insuranc... READ MORE >>

Winter Safety Tips (from http://www.weathersafety.ohio.gov/WinterSafetyTips.aspx) For the Home Protecting Your Home Every home should have a disaster supplies kit that contains at least the basics: a flashlight or battery-operated lanterns, portable radio, extra batteries, first aid kit, bottled water/juices, nonperishable food, manual can opener, and extra blankets for warmth. READ MORE >>

So many were hit by the latest storms, which is devastating.  Times like these you need to  make sure that you have the proper homeowners coverage.  Many companies are changing deductibles for wind and hail, be sure to review your policy so there are no surprises if you need to use your policy. READ MORE >>

Did you know the leading day for home cooking fires is Thanksgiving?  This according to the National Fire Protection Association.  There are three times as many cooking fires on Thanksgiving than any other day. It is an estimated 2000 fires are reported on Thanksgiving day alone, which results in over $21 million in property losses, ouch! READ MORE >>

Here is Boomer's story taken from "Life Foundation" LifeHappens.org- click on the tags to get more information on life insurance from this great website.  If you would like additional help, please give me a call so we can discuss your situation.  I'm here to help you, 740-990-7107. READ MORE >>

In our last blog we talked about what goes into determining the replacement cost of your home should a disaster strike.  The question was posed, is your home insured at full replacement cost and what happens if it is not?  Your agent can help you to determine the replacement cost by asking you specific details of your home and plugging them into the estimator. READ MORE >>

Homeowners Insurance, actually property insurance in general has been a hot topic for the last couple years.  We continue to see rate increases and property values going up. The big question that I get all the time is why is the replacement cost on my home going up when the market value has gone down? READ MORE >>

We covered Term Insurance in our last blog.  Now lets talk about Permanent Insurance.  This is a policy gives you life-long coverage as long as you continue to pay your premiums.  Permanent Insurance is also referred to as Cash Value policies. The cash values accumulate on a tax-deferred basis. READ MORE >>

The first step is to determine whether you need life insurance.  If someone will suffer financially due to your death, then you need life insurance.  Life insurance will provide the cash needed to your family for continued expenses.  We will focus on the Term today! READ MORE >>

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